Searching for Health Coverage
The Bureau is here to provide you with free assistance in your search for health
coverage. This section of the Bureau’s webpage offers tips for finding health coverage.
The following is information you should know that may be useful in your search:
Coverage for Children - A new law prohibits insurers
from denying coverage for a child younger than age 19
on the basis that the child has a pre-existing condition, and another new law requires
the option to add your adult children to your family coverage.
Guaranteed Issue - Two insurers in Virginia have been
designated as the insurer of last resort and must offer health coverage to citizens
of the Commonwealth: CareFirst BlueCross BlueShield (for residents in the Northern
Virginia area) and Anthem Blue Cross and Blue Shield. The Bureau offers a listing
of all companies offering individual health
or dental coverage in Virginia.
Pre-existing Condition Insurance Plan (PCIP) - The
federal government operates a Pre-existing Condition Insurance Plan in Virginia
for people with a pre-existing condition who have been uninsured for at least 6
months. Information on this plan can be found at: www.pcip.gov
Healthcare.gov - A tool to help you search for the
best option for your particular situation is available at a website managed by the
U.S. Department of Health & Human Services:
http://finder.healthcare.gov/
The following are specific concerns you might have that will lead you to additional
resources:
I lost my job and my health insurance. (link to 2A)
Where can I get health insurance? (link 2B)
What should I consider when choosing a Health Care Plan?
(link to 2C)
I am having trouble affording health insurance. (link to
2D)
I need help paying for prescription drugs. (link to 2E)
If you would like to discuss your particular situation with a Bureau Consumer Services
Representative, you may contact us Monday through Friday, 8:15 a.m. to 5:00 p.m.:
Toll free number 1-877-310-6560
or locally (804) 371-9691
Email: bureauofinsurance@scc.virginia.gov
Please include your name, mailing address and telephone number.
The content on this page is provided for informational purposes only and does not
constitute an endorsement by the State Corporation Commission of any product or
service or of any person or organization offering any product or service.