Basic Group Life Insurance becomes effective on your first day of employment at no cost to the employee. The insurance provides natural death, accidental death, and dismemberment coverage. Coverage is the equivalent of two times the employee's annual salary for natural death, and four times the employee's annual salary for accidental death.

Basic Group Life insurance coverage ends when you leave your classified position before you are eligible for retirement. Members who resign from a covered position may choose to convert the insurance into an individual policy at non-group rates.

You may choose to augment your Basic benefits by adding Optional Life Insurance coverage for yourself, your spouse, and your children. You are responsible for paying the premiums through payroll deductions. Coverage of a minor ceases at age 21 or 25 if a full-time student. If coverage ceases because of termination, you and your eligible dependents have the option of converting coverage to an individual policy at non-group rates.