E.J. FACE, JR.
COMMISSIONER OF
FINANCIAL INSTITUTIONS


STATE CORPORATION COMMISSION
BUREAU OF FINANCIAL INSTITUTIONS


1300 EAST MAIN STREET
SUITE EIGHT HUNDRED
P.O. BOX 640
RICHMOND, VIRGINIA 23218-0640
(804) 371-9657
FAX (804) 371-9416
TDD (804) 371-9206
www.state.va.us/scc


W E E K L Y   I N F O R M A T I O N   B U L L E T I N
  April 14, 2000

SECTION I

Section I of the bulletin is a record, for the preceding week, of the receipt of, and actions on all applications by state chartered banks, bank holding companies, savings institutions, credit unions, industrial loan associations and other entities or persons for: (1) certificates of authority to begin business, (2) acquisitions, (3) branches, (4) trust powers, (5) charter conversions, (6) name changes, (7) changes of location, (8) EFT facilities, and (9) mergers or consolidations. In addition, it lists structural changes of state chartered banks and savings institutions, such as opening and closing of offices and the effective date of mergers, acquisitions and relocations.

This bulletin constitutes the only notice of such activities that you will receive from the Bureau of Financial Institutions. If you desire a public hearing on an application, a written request for such a hearing must be received within 15 days from the date of this bulletin. The request should be addressed to:

E. J. Face, Jr.
Commissioner of Financial Institutions
Post Office Box 640
Richmond, Virginia 23218-0640

Communications other than requests for hearings related to an application will be welcomed and will receive careful consideration. All written communications will be made a part of the application file.

SECTION II

Section II of the bulletin is a record, for your information, of notices received in this office during the preceding week pertaining to various applications by national banks and federal savings institutions to the federal agencies shown below:

Comptroller of the Currency
Southeastern District Office
Marquis One Tower
245 Peachtree Center Ave., N.E.
Atlanta, Georgia 30303
 Office of Thrift Supervision
1475 Peachtree Street, N.E.
Post Office Box 105217
Atlanta, Georgia 30348-5217

Any comments you may wish to make regarding these applications should be addressed directly to the respective federal agency. A copy of your letter will be appreciated.

Weekly Information Bulletin -- prepared and distributed by the
Bureau of Financial Institutions, State Corporation Commission, Commonwealth of Virginia
April 14, 2000

SECTION I

APPLICATION FILED PURSUANT TO SECTION 6.1-383.1 OF THE CODE OF VIRGINIA

DATE
DESCRIPTION
ACTIVITY
04-12-2000 Cardinal Financial Corporation of Fairfax, VA to acquire all the voting shares of Cardinal Bank -Alexandria/Arlington, National Association of Alexandria, VA Approved

APPLICATION FILED PURSUANT TO SECTION 6.1-406 OF THE CODE OF VIRGINIA

DATE
DESCRIPTION
ACTIVITY
04-11-2000 Mercantile Bankshares Corporation, Baltimore, MD to acquire The Union National Bank of Westminster, Westminster, MD Filed

BRANCHES OF VIRGINIA BANKS

DATE INSTITUTION LOCATION ACTIVITY
04-10-2000 Citizens and Farmers Bank
West Point, VA 		1167 Jamestown Road,
City of Williamsburg, VA		 Opened
04-11-2000 First Sentinel Bank
Richlands, VA 		U.S. Routes 19 and 460,
one mile east of Claypool Hill,
Tazewell County, VA 		Approved
04-11-2000 Community Bank of Northern Virginia
Sterling, VA 		Purcellville Shopping Center,
609 East Main Street,
Purcellville, Loudoun County, VA 		Approved

OF OUT OF STATE TRUST OFFICE
04-07-2000 Exeter Trust Company
Portsmouth, NH 		Willow Oaks Executive Suites,
6767 Forest Hill Avenue, Suite 305 (amended location)
City of Richmond, VA 		No Objection

SECTION II
APPLICATIONS OF NATIONAL BANKS

BRANCH RELOCATION

DATE INSTITUTION LOCATION ACTIVITY
03-29-2000 Wachovia Bank, National Association
Winston-Salem, NC		 From: 8301 Greensboro Drive
To: 8270 Greensboro Drive
both in McLean, VA 		Approved

NO OTHER APPLICATIONS RECEIVED