Section I of the bulletin is a record, for the preceding week, of the receipt of, and actions on all applications by state chartered banks, bank holding companies, savings institutions, credit unions, industrial loan associations and other entities or persons for: (1) certificates of authority to begin business, (2) acquisitions, (3) branches, (4) trust powers, (5) charter conversions, (6) name changes, (7) changes of location, (8) EFT facilities, and (9) mergers or consolidations. In addition, it lists structural changes of state chartered banks and savings institutions, such as opening and closing of offices and the effective date of mergers, acquisitions and relocations.

This bulletin constitutes the only notice of such activities that you will receive from the Bureau of Financial Institutions. If you desire a public hearing on an application, a written request for such a hearing must be received within 15 days from the date of this bulletin. The request should be addressed to:

Communications other than requests for hearings related to an application will be welcomed and will receive careful consideration. All written communications will be made a part of the application file.

Section II of the bulletin is a record, for your information, of notices received in this office during the preceding week pertaining to various applications by national banks and federal savings institutions to the federal agencies shown below:

Comptroller of the Currency Southeastern District Office Marquis One Tower 245 Peachtree Center Ave., N.E. Atlanta, Georgia 30303

Office of Thrift Supervision 1475 Peachtree Street, N.E. Post Office Box 105217 Atlanta, Georgia 30348-5217

Any comments you may wish to make regarding these applications should be addressed directly to the respective federal agency. A copy of your letter will be appreciated.

SECTION I

BRANCHES OF VIRGINIA BANKS

DATE	INSTITUTION	LOCATION	ACTIVITY
11-15-00	Towne Bank Portsmouth, VA	2101 Parks Avenue, Suite 100 City of Virginia Beach, VA	Approved
11-20-00	Farmers & Merchants Bank Timberville, VA	120 South Main Street Edinburg, Shenandoah County, VA	Approved
		161 South Main Street Woodstock, Shenandoah County, VA	Approved
11-20-00	James Monroe Bank Arlington, VA	606 South King Street Leesburg, Loudoun County, VA	Filed
11-20-00	Monarch Bank Chesapeake, VA	2700 Virginia Beach Boulevard City of Virginia Beach, VA	Approved
11-21-00	Hanover Bank Mechanicsville, VA	10374 Leadbetter Road Ashland, Hanover County, VA	Filed
11-21-00	Bank of Tazewell County Tazewell, VA	108 Spruce Street Bluefield, Tazewell County, VA	Filed
11-22-00	Bank of Northumberland, Incorporated Heathsville, VA	437 North Main Street Kilmarnock, Lancaster County, VA	Approved

BRANCH RELOCATIONS

11-20-00

Benchmark Community Bank Kenbridge, VA

From: 247 N. Main Street To: 845 E. Second Street both in Chase City, Mecklenburg County, VA

Filed

BRANCHES OF OUT-OF-STATE BANKS

11-17-00	First-Citizens Bank & Trust Company Raleigh, NC	239 North Central Avenue City of Staunton, Virginia	No Objection
		5005 Lee Highway Verona, Augusta County, VA	No Objection

CREDIT UNION SERVICE FACILITIES

11-16-00	Newport News Shipbuilding Employees' Credit Union, Inc. Newport News, VA	500 West Park Lane Hampton, VA 23666	Approved
		4215 Marshall Avenue, Building 600 Newport News, VA 23607	Approved
		230 41st Street, Building 520 Newport News, VA 23607	Approved
		2900 Washington Avenue, Building 901 Newport News, VA 23607	Approved
		2700 Huntington Avenue, Building 902 Newport News, VA 23607	Approved
		60th Street Gate, Newport News Shipyard Newport News, VA 23607	Approved
		35th Street Gate, Newport News Shipyard Newport News, VA 23607	Approved

SECTION II
APPLICATIONS OF NATIONAL BANKS

BRANCHES

11-09-00

Smith River Community Bank, N.A. Martinsville, VA

105 Dobins Road Stuart, VA

Approved

BRANCH RELOCATIONS

11-06-00

Wachovia Bank, N.A. Winston-Salem, NC

From: Third & Broad Streets To: 122 East Grace Street both in Richmond, VA

Approved

PURCHASES AND ASSUMPTIONS

DATE	DESCRIPTION		ACTIVITY
11-09-00	The National Bank of Blacksburg, Blacksburg, VA to purchase three branches of AmSouth Bank, Birmingham, AL located at (1) 2001 Norwood Street, Radford, VA; (2) 348 Broad Street, Dublin, VA; and (3) 250 North Washington Avenue, Pulaski, VA		Effective

NO OTHER APPLICATIONS RECEIVED