E.J. FACE, JR.
COMMISSIONER OF
FINANCIAL INSTITUTIONS



STATE CORPORATION COMMISSION
BUREAU OF FINANCIAL INSTITUTIONS


1300 EAST MAIN STREET
SUITE EIGHT HUNDRED
P.O. BOX 640
RICHMOND, VIRGINIA 23218-0640
(804) 371-9657
FAX (804) 371-9416
TDD (804) 371-9206
www.state.va.us/scc



W E E K L Y   I N F O R M A T I O N   B U L L E T I N

  October 13, 2000

SECTION I

Section I of the bulletin is a record, for the preceding week, of the receipt of, and actions on all applications by state chartered banks, bank holding companies, savings institutions, credit unions, industrial loan associations and other entities or persons for: (1) certificates of authority to begin business, (2) acquisitions, (3) branches, (4) trust powers, (5) charter conversions, (6) name changes, (7) changes of location, (8) EFT facilities, and (9) mergers or consolidations. In addition, it lists structural changes of state chartered banks and savings institutions, such as opening and closing of offices and the effective date of mergers, acquisitions and relocations.

This bulletin constitutes the only notice of such activities that you will receive from the Bureau of Financial Institutions. If you desire a public hearing on an application, a written request for such a hearing must be received within 15 days from the date of this bulletin. The request should be addressed to:

E. J. Face, Jr.
Commissioner of Financial Institutions
Post Office Box 640
Richmond, Virginia 23218-0640

Communications other than requests for hearings related to an application will be welcomed and will receive careful consideration. All written communications will be made a part of the application file.

SECTION II

Section II of the bulletin is a record, for your information, of notices received in this office during the preceding week pertaining to various applications by national banks and federal savings institutions to the federal agencies shown below:

Comptroller of the Currency
Southeastern District Office
Marquis One Tower
245 Peachtree Center Ave., N.E.
Atlanta, Georgia 30303
Office of Thrift Supervision
1475 Peachtree Street, N.E.
Post Office Box 105217
Atlanta, Georgia 30348-5217

Any comments you may wish to make regarding these applications should be addressed directly to the respective federal agency. A copy of your letter will be appreciated.

Weekly Information Bulletin -- prepared and distributed by the
Bureau of Financial Institutions, State Corporation Commission, Commonwealth of Virginia
October 13, 2000

SECTION I
APPLICATIONS FILED PURSUANT TO SECTION 6.1-406 OF THE CODE OF VIRGINIA

DATE
DESCRIPTION
ACTIVITY
10-12-2000 BB&T Corporation, Winston-Salem, NC to acquire FCNB Corp and its subsidiary, FCNB Bank, Frederick, MD Approved

BRANCHES OF VIRGINIA BANKS

DATE INSTITUTION LOCATION
ACTIVITY
09-25-2000 Highlands Union Bank
Abingdon, VA
4020 Highway 66 South
Rogersville, TN
Opened
09-29-2000 First Virginia Bank-Southwest
Roanoke, VA
U.S. Route 19/460 and State Route 16
Tazewell, Tazewell County, VA
Closed
10-02-2000 Peoples Community Bank
Montross, VA
State Route 3, one-third mile west of State Roue 206
King George County, VA
Opened
10-03-2000 Farmers and Miners Bank
Pennington Gap, VA
The north side of State Route 83, 500 yards west of
the intersection with Brush Creek Road, Clintwood
Dickenson County, VA
Opened
10-06-2000 Heritage Bank
McLean, VA
1737 King Street
City of Alexandria, VA
Approved
10-06-2000 Capital One Bank
McLean, VA
2 First Canadian Place
130 King Street Way, 18th Floor
Toronto, Ontario, Canada
Filed
10-06-2000 Community First Bank
Lynchburg, VA
2301 Langhorne Road
City of Lynchburg, VA
Approved
10-12-2000 Miners and Merchants Bank and Trust Company
Grundy, VA
16-18 Main Street
Lebanon, Russell County, VA
Filed
10-12-2000 Miners and Merchants Bank and Trust Company
Grundy, VA
28 Russell Street
Wise County, VA
Filed
10-12-2000 Rockingham Heritage Bank
Harrisonburg, VA
1406 Greenville Avenue
Augusta County, VA
Filed

BRANCHES OF OUT-OF-STATE BANKS

10-11-2000 First-Citizens Bank & Trust Company
Raleigh, NC
20373 Timberlake Road
City of Lynchburg, VA
Opened


SECTION II

APPLICATIONS OF NATIONAL BANKS

BRANCHES

DATE INSTITUTION LOCATION
ACTIVITY
09-26-2000 The Old Point National Bank of Phoebus
Hampton, VA
580 East Main Street
Norfolk, VA
Approved

NO OTHER APPLICATIONS RECEIVED