W E E K L Y I N F O R M A T I O N B U L L E T I N
October 9, 1998 Vol. X - No. 40

SECTION I

Section I of the bulletin is a record, for the preceding week, of the receipt of, and actions on all applications by state chartered banks, bank holding companies, savings institutions, industrial loan associations and other entities or persons for: (1) certificates of authority to begin business, (2) acquisitions, (3) branches, (4) trust powers, (5) charter conversions, (6) name changes, (7) changes of location, (8) EFT facilities, and (9) mergers or consolidations. In addition, it lists structural changes of state chartered banks and savings institutions, such as opening and closing of offices and the effective date of mergers, acquisitions and relocations.

This bulletin constitutes the only notice of such activities that you will receive from the Bureau of Financial Institutions. If you desire a public hearing on an application, a written request for such a hearing must be received within 20 days from the date of this bulletin. The request should be addressed to:

E. J. Face, Jr.
Commissioner of Financial Institutions
Post Office Box 640
Richmond, Virginia 23218-0640

Communications other than requests for hearings related to an application will be welcomed and will receive careful consideration. All written communications will be made a part of the application file.

SECTION II

Section II of the bulletin is a record, for your information, of notices received in this office during the preceding week pertaining to various applications by national banks and federal savings institutions to the federal agencies shown below:

Comptroller of the Currency
Southeastern District Office
Marquis One Tower
245 Peachtree Center Ave., N.E.
Atlanta, Georgia 30303
 Office of Thrift Supervision
1475 Peachtree Street, N.E.
Post Office Box 105217
Atlanta, Georgia 30348-5217

Any comments you may wish to make regarding these applications should be addressed directly to the respective federal agency. A copy of your letter will be appreciated.

Weekly Information Bulletin -- prepared and distributed by the
Bureau of Financial Institutions, State Corporation Commission, Commonwealth of Virginia
October 9, 1998 - Vol. X - No. 40

SECTION I
NEW BANK
DATE DESCRIPTION ACTIVITY
10/08/98 Virginia Heartland Interim Bank, Fredericksburg, VA to begin business as a bank
at 4700 Harrison Road, City of Fredericksburg, VA upon the merger into it of
Virginia Heartland Bank under the charter of the former and title of the latter		 Effective
APPLICATION FILED PURSUANT TO SECTION 6.1-383.1 OF THE VIRGINIA CODE
10/08/98 Second National Financial Corporation to acquire 100 percent of the voting stock
of Virginia Heartland Bank, Fredericksburg, VA		 Effective
BRANCHES OF VIRGINIA BANKS
DATE INSTITUTION LOCATION ACTIVITY
10/01/98 Planters Bank & Trust Company of VA
Staunton, VA		 375 North Mason Street,
City of Harrisonburg, VA		 Opened
10/05/98 Metro-County Bank of Virginia, Inc.
Mechanicsville, VA		 5419 Lakeside Avenue,
Henrico County, VA		 Opened
10/05/98 First Bank
Strasburg, VA		 661 North Loudoun Street,
City of Winchester, VA		 Filed
10/06/98 The Bank of Tidewater
Virginia Beach, VA		 6330 Newtown Road, Suite 100,
City of Norfolk, VA		 Approved
BRANCH OF OUT-OF-STATE BANK
10/05/98 The First National Bank of Maryland
Baltimore, MD		 8601 Westwood Center Drive,
Vienna, Fairfax County, VA		 No Objection
SECTION II
APPLICATIONS OF NATIONAL BANKS
BRANCHES
8/14/98 Wachovia Bank, National Association
Winston-Salem, NC		 1591 Crossways Boulevard
Chesapeake, VA		 Closed
9/18/98 NationsBank, National Association
Charlotte, NC		 131 U.S. Highway 23 South
Weber City, VA		 Closed
9/18/98 Patriot Bank, National Association
Fredericksburg, VA		 9136 Mathias Avenue
Manassas, VA		 Opened
 
SECTION II (cont.)
APPLICATIONS OF NATIONAL BANKS
BRANCHES
DATE INSTITUTION LOCATION ACTIVITY
9/21/98 American National Bank and Trust
Company
Danville, VA		 628 Main Street
Danville, VA		 Approved
NO OTHER APPLICATIONS RECEIVED