W E E K L Y I N F O R M A T I O N B U L L E T I N
January 30, 1998 Vol. X - No. 4

SECTION I

Section I of the bulletin is a record, for the preceding week, of the receipt of, and actions on all applications by state chartered banks, bank holding companies, savings institutions, industrial loan associations and other entities or persons for: (1) certificates of authority to begin business, (2) acquisitions, (3) branches, (4) trust powers, (5) charter conversions, (6) name changes, (7) changes of location, (8) EFT facilities, and (9) mergers or consolidations. In addition, it lists structural changes of state chartered banks and savings institutions, such as opening and closing of offices and the effective date of mergers, acquisitions and relocations.

This bulletin constitutes the only notice of such activities that you will receive from the Bureau of Financial Institutions. If you desire a public hearing on an application, a written request for such a hearing must be received within 20 days from the date of this bulletin. The request should be addressed to:

E. J. Face, Jr.
Commissioner of Financial Institutions
Post Office Box 640
Richmond, Virginia 23218-0640

Communications other than requests for hearings related to an application will be welcomed and will receive careful consideration. All written communications will be made a part of the application file.

SECTION II

Section II of the bulletin is a record, for your information, of notices received in this office during the preceding week pertaining to various applications by national banks and federal savings institutions to the federal agencies shown below:

Comptroller of the Currency
Southeastern District Office
Marquis One Tower
245 Peachtree Center Ave., N.E.
Atlanta, Georgia 30303
 Office of Thrift Supervision
1475 Peachtree Street, N.E.
Post Office Box 105217
Atlanta, Georgia 30348-5217

Any comments you may wish to make regarding these applications should be addressed directly to the respective federal agency. A copy of your letter will be appreciated.

Weekly Information Bulletin -- prepared and distributed by the
Bureau of Financial Institutions, State Corporation Commission, Commonwealth of Virginia
January 30, 1998 - Vol. X - No. 4

SECTION I
NEW BANK

DATE
1/27/98
 DESCRIPTION
First Colonial Bank to commence banking business at 5100 Oaklawn
Boulevard, Prince George County, Virginia with the conversion of
First Colonial Bank, a Federal Savings Bank into a state chartered bank		 ACTIVITY
Filed


BRANCHES OF VIRGINIA BANKS
DATE INSTITUTION LOCATION ACTIVITY
12/6/97 Crestar Bank
Richmond, VA		 2227 W. Mercury Blvd,
City of Hampton, VA		 Closed
1/26/98 Bank of Clarke County
Berryville, VA		 40 West Piccadilly Street,
City of Winchester, VA		 Opened

BRANCH RELOCATIONS
1/29/98 Crestar Bank
Richmond, VA		 From: 340 Florida Avenue, NE
Washington, DC
To: 500 Morse St., NE
Washington, DC		 Filed

SECTION II
APPLICATIONS OF NATIONAL BANKS


NEW BANKS
1/16/98 Marshall Interim National Bank and Trust Company (Interim) to commence
banking business at 8372 W. Main Street Marshall, VA in connection with
the acquisition of Marshall National Bank and Trust Company, Marshall,
VA by Mercantile Bankshares Corporation, Baltimore, MD 		Filed

BRANCHES
DATE INSTITUTION LOCATION ACTIVITY
1/12/98 The Old Point National
Bank of Phoebus,
Hampton, VA		 1613 Hardy Cash Drive
Hampton, VA
 Filed


7504 Richmond Road
Williamsburg, VA		 Filed
1/16/98 American National Bank and
Trust Company
Danville, VA		 13880 U.S. Highway 29
Chatham, VA		 Filed

MERGER
DATE DESCRIPTION ACTIVITY
1/16/98 Marshall National Bank and Trust Company to merge into it Marshall Interim National Bank and Trust Company in connection with its acquisition by Mercantile Bankshares Corporation, Baltimore, MD Filed

NO OTHER APPLICATIONS RECEIVED